Author: Wealthy

The Power of Constant Optimization: Transforming Your Finances and Life

In a world of ever-evolving financial landscapes and changing personal circumstances, one principle stands out as a beacon of financial wisdom: constant optimization. Rooted in the idea of consistently improving your financial choices, this principle has the potential to transform your financial future and, by extension, your overall quality of life. The one who made […]

Achieving Financial Independence: Embracing Milestones and Pursuing Freedom

In the quest for financial independence, understanding the “why” is just as crucial as knowing the “how.” It’s a journey that demands dedication, patience, and a clear vision of the perks it brings. Let’s explore the profound reasons behind pursuing financial independence and how milestones along the way shape this transformative path. Why Pursue Financial […]

Understanding Brokerage Fees: Navigating the Costs of Investing

In the intricate world of finance and investment, every decision can either propel your financial growth or hinder it. Among the myriad factors that contribute to your investment success, one that often remains in the shadows yet wields significant power is brokerage fees. These fees, charged by brokers for various services, have the potential to […]

Comprehensive Guide to Navigating Withholding Taxes on Dividends for European Investors

For European investors seeking to optimize their investment returns, understanding the intricacies of withholding taxes on dividends is essential. In this comprehensive guide, we’ll delve into the complexities of withholding taxes, explore strategies to minimize their impact, and focus on the benefits of Irish domiciled ETFs as a tax-efficient solution. Whether you’re aiming for financial […]

Transforming Your Financial Life: Breaking Free from Costly Bad Habits

In our pursuit of financial independence, it’s essential to recognize the influence of our daily habits on our financial well-being. Bad habits might provide fleeting satisfaction, but over time, they can have a profound impact on our wallets and hinder our journey towards financial freedom. In this post, we’ll explore some common bad habits that […]

Navigating Volatile Markets: A Guide for Long-Term Investors

In the world of investing, market volatility is a familiar companion. While many investors find themselves rattled by the turbulence that accompanies volatile times, it’s crucial for both novice and seasoned investors to stay focused on their long-term strategies. The reality is that market fluctuations are inevitable, and trying to time the market perfectly is […]

Europe’s Changing Economic Landscape: Challenges, Adaptations, and Future Prospects

Today I’m writing something about what I think about US economic supremacy. I know that I switched from US investments to an ACWI a few months ago and therefore this will seem like a stupid speech. Although I have given my reasons here in the August section. Europe is renowned for its cultural riches and […]

Currency Devaluation

Today I would like to talk about the devaluation of major west-world currencies, including the US dollar (USD), euro (EUR), and Swiss franc (CHF). In the previous post I talked about currency risk. It is due mainly to the appreciation/depreciation of currencies among the others. In recent years devaluation due to inflation is under control. […]