Welcome,
this page serves as an index for all posts regarding financial independency in theory.
They will be collected in logical reading order, so the creation dates may be out of order.

• Differences between world countriesSeptember 1, 2022
  First post and first thing to remember: Not all countries in the world are the same! There is by no means a better nation than… Read more: Differences between world countries
• Track your Financial SituationSeptember 9, 2022
  Second post, second rule: You have to track your Financial Situation. Let’s start with this new post talking about accounting.Yes, it is boring I know,… Read more: Track your Financial Situation
• Financial FreedomSeptember 22, 2022
  In this post you will see the steps and mindset you will need to achieve in your life to reach the financial freedom. Beyond the… Read more: Financial Freedom
• Passive incomesOctober 4, 2022
  In the previous post we talked about passive incomes, but what are they and how are they obtained? Online is full of fake gurus who… Read more: Passive incomes
• Some basic concepts of financeOctober 10, 2022
  Today we will face the basic concepts of finance. They are not too much difficult, we need some basic maths and a little bit of… Read more: Some basic concepts of finance
• Numbers to be financially independentOctober 14, 2022
  Today we need some numbers to understand how to be financially independent. Let’s start with a brief recap.You are financially independent if your assets make… Read more: Numbers to be financially independent
• The concept of investingOctober 21, 2022
  The concept of investing can be summarized in “allocating a resource, so that it can have a return in the future” .Simple and straightforward end… Read more: The concept of investing
• Why invest in financial instruments?October 25, 2022
  You have to invest in financial instruments. Why?Now we see it. First of all, why do people invest?To increase the capital over time, but above… Read more: Why invest in financial instruments?
• Risk and Investment FundsOctober 28, 2022
  Put money into investment funds reduces the risk, Always. Why? Let’s look at the types of risks involved in investing in an asset and why… Read more: Risk and Investment Funds
• Correlation and DiversificationOctober 31, 2022
  Uncorrelated assets lower the investment risk. Let’s see what correlation and diversification mean for a moment. Correlation between 2 assets In finance, correlation is the… Read more: Correlation and Diversification
• Fees and TaxesNovember 4, 2022
  Fees and taxes negatively affect returns significantly. Let’s see how. Broker Fees Fees are all those costs associated with your investment activity. The broker you… Read more: Fees and Taxes
• Economic ScenariosNovember 8, 2022
  Economic scenarios must be faced and understood, not escaped. Today we will deal with one of the most interesting topics for me the macroeconomic environments… Read more: Economic Scenarios
• Portfolio ConstructionNovember 11, 2022
  We have finished all the premises and we can get to the point. Today we will see how a portfolio is built. For macroeconomic portfolio… Read more: Portfolio Construction
• One Portfolio foreverNovember 15, 2022
  There are various portfolio models designed by large investors, let’s see which one is that forever for you. Let’s start with the easiest of these… Read more: One Portfolio forever
• Market efficiency & financial crisisNovember 18, 2022
  We can summarize the market efficiency concept with the following epigram: “Prices reflect all available information.” A market is efficient if all investors know the… Read more: Market efficiency & financial crisis
• Investor ProfileNovember 23, 2022
  The best investor profile is the dead investor. Let’s explain better An investor profile defines an individual’s preferences in investment decisions, for example: Before we… Read more: Investor Profile
• Investment BiasesDecember 13, 2022
  Large investors also fall into investment biases. Let’s start from a concept, The way you perceive things is influenced by other things (e.g. the outer… Read more: Investment Biases
• Currency DiversificationJanuary 18, 2023
  You can also make currency diversification indirectly. How?Now we see it. Let’s start with what currency diversification is and why it is useful. Forex is… Read more: Currency Diversification
• Be faithful to your asset allocationJanuary 24, 2023
  We have already talked about asset allocation, today we will see how to remain faithful to it, even in the worst moments. We have already… Read more: Be faithful to your asset allocation
• Rebalance your portfolioFebruary 8, 2023
  Rebalance your portfolio only when needed. Don’t get caught up in the urge to always have the right ratios between assets. Our portfolio needs to… Read more: Rebalance your portfolio
• Mean ReversionMay 24, 2023
  Mean Reversion is a statistical phenomenon in which extreme events are followed by those closest to the mean. In this post, I’ll use regression, mean… Read more: Mean Reversion
• Understanding ETFs: How Exchange-Traded Funds Can Benefit Your Investment PortfolioJuly 5, 2023
  I realized that I hadn’t yet made a super explanatory post on ETFs, let’s fix it right away. Exchange-traded funds, or ETFs, have become increasingly… Read more: Understanding ETFs: How Exchange-Traded Funds Can Benefit Your Investment Portfolio
• Take Control of Your FinancesJuly 12, 2023
  Being your own financial advisor can be a daunting task. But it is also one of the most important steps you can take towards achieving… Read more: Take Control of Your Finances
• Portfolio Performance MetricsNovember 8, 2023
  When choosing an investment strategy, it’s important to have a solid understanding of past performance metrics to determine potential risks and returns. In this article,… Read more: Portfolio Performance Metrics