Welcome in my detailed report of my Investments for 2025
New year and new track record page.
We will continue with the same style (at least at the beginning).
You can see previous year here.
January
January Investment
Unrealized gain/loss Month: € 3.790
Unrealized gain/loss total: € 37.220
Total money invested € 127.253
Unrealized gain/loss in percentage: 29,00%
FI Date: 01/05/2140
January Comment
For this month and the next one probably, I’ll not invest due to cash shortages for other projects. I’ll talk about them in next months if they’ll give good results.
February
February Investment
Unrealized gain/loss Month: -418€
Unrealized gain/loss total: 36.802€
Total money invested 127.253€
Value: 169.182€
Unrealized gain/loss in percentage: 28,67%
FI Date: 01/08/2187
February Comment
I added the amount of money in each asset to be more clear.
Also this month I didn’t invested, but it’s ok. The market this month lateralized. It seems strange to me. Preparation for a crash?
March
March Investment
Unrealized gain/loss Month: -10.702€
Unrealized gain/loss total: 27.143€
Total money invested 130.710€
Value: 158.958€
Unrealized gain/loss in percentage: 20,59%
FI Date: NAN
March Comment
Last year this month I made 100K, this time I made my greatest loss in one month
≈ -15.000 € (-10%).
That said, I’m not too worried—I had anticipated something like this for a while.
I expect the market to move sideways for most of the year without major crashes (though I wouldn’t mind being wrong if it means getting some bargains).
April
April Investment
Invested in the Month: 3.550€
Unrealized gain/loss Month: - 5.867€
Unrealized gain/loss total: 21.275€
Total money invested 134.260€
Value: 156.641€
Unrealized gain/loss in percentage: 15,72%
FI Date: NAN
April Comment
Another bad month. Gold is my only asset that continues to grow. Next month I’ll finish to invest the set aside money. The investments for the subsequent months will be more
May
May Investment
Invested in the Month: 1.328€
Unrealized gain/loss Month: 6.912€
Unrealized gain/loss total: 28.188€
Total money invested 135.587€
Value: 164.882€
Unrealized gain/loss in percentage: 20,62%
FI Date: 01/06/2142
May Comment
The market seems to have stabilized. Unfortunately, the loss of value of the euro against the dollar does not help to recover all the losses. From next month I’ll invest very less.
June
June Investment
Invested in the Month: - €
Unrealized gain/loss Month: 698€
Unrealized gain/loss total: 28.886€
Total money invested 135.602€
Value: 165.580€
Unrealized gain/loss in percentage: 21,35%
FI Date: 01/03/2427
June Comment
Having temporarily run out of money to invest, I can only count on monthly savings. Having to change jobs and city where living, I expect not to be able to put much aside for a couple of months.
July
July Investment
Invested in the Month: 721 €
Unrealized gain/loss Month: 7.566€
Unrealized gain/loss total: 36.759€
Total money invested 136.322€
Value: 174.188€
Unrealized gain/loss in percentage: 27%
FI Date: 01/06/2081
July Comment
Good month,
Invested my monthly savings and the market had big returns.
August
August Investment
Invested in the Month: 1.054 €
Unrealized gain/loss Month: - 532€
Unrealized gain/loss total: 36.227€
Total money invested 137.377€
Value: 174.710€
Unrealized gain/loss in percentage: 26,16%
FI Date: -
August Comment
Classic down movement in August. Fine.
Next month, I’ll move to Paris to start my new job.
I’ll invest all my sign-on bonus plus a couple of thousands of euro that arrived from University because I do apprenticeship.
Moreover I’ll move some money from a deposit account to an fixed maturity date bond ETF.
September
September Investment
Invested in the Month: 52.350 €
Unrealized gain/loss Month: 5.894€
Unrealized gain/loss total: 42.121€
Total money invested 189.726€
Value: 232.954€
Unrealized gain/loss in percentage: 22,07%
FI Date: 01/06/2314
September Comment
Very good month.
Now the statistics are a little bit altered by the nearly 30k in Dec26 Bond ETF but they will disappera for when I have to repay my student loan.
My goal for the next three months is to save money to increase the Fixed date bonds ETF. I want to have the money by July 2026.