Start Here
Welcome—I’m Wealthy.
If you’re new here, this page is your shortcut. I write about personal finance, investing, and financial independence in short posts that teach one important thing at a time—and (ideally) connect together.
No stock picks. No “get rich quick”. No daily posting to please the algorithm. Just useful ideas, written clearly, and kept in one place.
What this blog is (and isn’t)
What it is
A practical knowledge base on saving, investing, and decision-making.
A place where posts are meant to be read in an order, not just as a feed.
What it isn’t
Personal financial advice.
Market predictions.
A funnel to sell you something (I’m not built for that life).
Choose your path
1) I’m starting from zero (recommended)
Start with this mini-sequence:
The concept of investing
Take control of your finances
Investor profile
Invest in financial instruments
Faithful asset allocation
Rebalance your portfolio
2) I want to build a solid portfolio (core investing)
A good “portfolio basics” route:
Asset allocation
Understanding asset allocation
Correlation and diversification
Brokerage fees (costs matter)
ETFs: tracking difference, tracking error and TER
3) I want the “advanced” stuff (edge cases, tools, less common topics)
Start here:
Lazy portfolios: the risk of currency exchange
Withholding taxes on dividends (EU investors)
My honest review of Portfolio Performance
4) I care more about everyday money than investing theory
Start with:
Budgeting, saving and investing
Why saving is more important than investing
Household expenses
Track your financial situations
5) I’m interested in financial independence / early retirement
Start here:
Numbers to be financially independent
4% rule for early retirement
Early retirement
Explore by section (if you prefer browsing)
Disclaimer (the boring but necessary part)
I’m not a financial advisor. Nothing here is personalized investment advice. Use this blog to learn and think—then make your own decisions.